Total Loss Appraisal Support
Have us on call for your next total loss.
Register your car's VIN. If it's ever declared a total loss, one Appointed Appraiser Service, the same $495 service our customers already know, is included in your membership, from the Appraisal Research report to the appraisal award letter.
We can't register a car that's been in an accident in the last 3 months that was, or may be, declared a total loss.
This is a membership, not insurance. We never pay claims or guarantee a result; your membership gives you our independent Appraisal Research and, where the appraisal clause applies, our Appointed Appraiser Service when your registered vehicle is declared a total loss.
Avg. increase over the insurer's first offer, across our finished consultations, before our fee:
$3,648
28% more than the first offer, on average. The typical customer's increase was 20% of the first offer.
That one recovery is about 61 years of membership, or 91 years on the yearly plan.
Total Loss Appraisal Support fee
$4.95/mo
per vehicle · or $39.95 a year
Published figures, from customers across our services whose consultations finished with a settlement on file, each increase measured before our fee; past results, not a promise or prediction, and not an average across all total losses.
Consultation included
$495
Eligible from
Day 30
Per membership year
1 consultation
Cancel
Any time
How it works
Step 1
Pay $4.95 a month
A monthly membership fee per vehicle, or $39.95 a year (32% less than paying monthly). You can cancel within seven days of joining for a full refund if you haven't used your membership. After that, you can cancel any time, and your membership stays active to the end of the period you've paid for.
- Day 0
Step 2
Register your car by VIN
Give us the VIN when you join or right after you pay. It's on your insurance card, the registration, or the driver-side dashboard. Your car is registered once we have its VIN and it passes our checks, and your 30 days start then. The car we handled a total loss for can't be added — memberships are for the car you're driving now.
- Day 30+
Step 3
If your car is totaled, the appraisal is already included
From day 30 after your car is registered, a total loss on it gets one Appointed Appraiser Service each membership year, from the Appraisal Research report to the appraisal award letter: the same $495 service, already included. Start the consultation and we recognise your car by its VIN.
What members get
- One Appointed Appraiser Service per registered vehicle per membership year, Appraisal Research included.
- Eligible from day 30 after your car is registered; it has to be registered before the loss.
- Change the registered car any time from your membership page.
- Additional services, if you ever want them, at our standard rates.
What this is — and isn't
A membership: a monthly fee that gives you our Appointed Appraiser Service when you need it, Appraisal Research included. Your insurance company still pays your claim; as your appraiser, we determine the amount of loss with your insurer's appraiser. We never pay anything to a member and we never guarantee a result.
Questions
Is this insurance?
No. It's a membership. Your insurance company still pays your claim; your membership gives you our Appointed Appraiser Service, so that what it pays reflects what the car was actually worth. We never pay anything to a member and we never guarantee a result.
What exactly is included?
One Appointed Appraiser Service per registered vehicle per membership year, from the Appraisal Research report to the appraisal award letter. We serve as your appraiser under the appraisal clause and determine the amount of loss with your insurer's appraiser. It's the same $495 service our customers buy today. If an umpire is needed, the umpire's fee is separate. Additional services beyond that are available at our standard rates.
When am I eligible?
From day 30 after your car is registered — when we have its VIN and it passes our checks, whether that's at payment or right after. The date of loss has to fall on or after that day, and the car has to be registered before the loss. That's how we keep the price at $4.95 for everyone. If a lender or GAP administrator arranged your membership, you're eligible from the day the membership starts, and a loss dated before that day isn't included.
Why can't I add the car you already helped me with?
Because it was the subject of a total-loss consultation with us. Memberships are for the car you're driving now — a replacement, or another household vehicle.
Can I change cars?
Yes. On your membership page, choose Change car and enter the new car's VIN. The new car has to meet the same rules as any car you register, and its 30 days start again from the change. Your membership year and renewal date stay the same, and a consultation you've already used this membership year still counts. You can't change cars while a member consultation is open. To keep both cars, add the second one as its own membership. If a lender or GAP administrator arranged your membership, it changes the car for you, and the new car is eligible from the date of the change.
I already have GAP. Does this still help?
Yes, and the two work together. GAP pays off the loan gap after your insurance company settles; the appraisal is about what that settlement should be in the first place.
How do you decide the vehicle qualifies?
By VIN. When you start a consultation, we match the vehicle's VIN to your membership and check the date of loss against your eligibility date. No paperwork on your side.
How do I cancel?
From your profile, any time. Your membership stays active through the end of the period you've already paid for.
Have us on call for your next total loss.
A membership, not insurance. We never pay claims or guarantee a result.
Published figures, from customers across our services whose consultations finished with a settlement on file, each increase measured before our fee; past results, not a promise or prediction, and not an average across all total losses.