$1,000 Minimum Guarantee — or You Pay Nothing

Is your insurance offer the full picture?
We'll help you find out.

On average, our clients receive $3,260 more than the initial insurance offer. Our expert valuation reports determine your vehicle's true fair market value.

Independent appraiser examining a totaled vehicle in a residential driveway with a tablet, documenting damage for a fair settlement claim.
$3,260+
Average additional value
92%
Success rate
48hrs
Average turnaround
35+
Years team experience

How It Works

Getting more for your totaled vehicle is simple. Here's our proven process.

01

Start Your Consultation

Enter your vehicle details and upload your insurance offer. It only takes 5 minutes.

02

We Research & Value

Our experts research comparable vehicles and create a comprehensive valuation report.

03

We Negotiate

We present the evidence to your insurance company and negotiate on your behalf.

04

You Get Paid More

Receive the additional value you deserve. Our clients average $3,260 more — and we guarantee at least $1,000 or you pay nothing.

Why initial valuations may fall short

Insurance companies typically use automated valuation tools that may not fully account for your vehicle's specific options, condition, or local market conditions. An independent appraisal provides a thorough, data-driven assessment.

  • Comprehensive comparable vehicle research
  • NADA and market analysis reports
  • Documentation of all vehicle options and condition
  • Professional negotiation with Appraisers

Real client outcome · Sergio M. · 2007 Cadillac Escalade AWD

Insurance Offer

$7,903

Final Settlement

$12,894

Additional Value

+$4,991

Real outcomes

Recent results from real clients

Closed cases. Real customers. Real insurance settlements that grew once we built the appraisal report and went to bat for the client.

A silver 2020 Chrysler Pacifica with rear-end collision damage, parked on a suburban street with the trunk crushed and the rear quarter-panel buckled.

2020 Chrysler Pacifica Touring FWD

Tyler A. from Utah · GEICO

Insurer's offer$16,231
Final settlement$19,167
Recovered+$2,936

Jonathan was so incredibly helpful, patient and informative. In the course of less than 24 hours he was able to help us get an additional $3,000 out of GEICO for our totaled vehicle.

A plain white 2020 Ford Transit cargo van with catastrophic front-end collision damage, hood crumpled and folded back, photographed in a fenced impound yard during late afternoon.

2020 Ford Transit Cargo Van T-250

Alan L. from Utah

Insurer's offer$14,094
Final settlement$22,409
Recovered+$8,315

Jonathon is the man! He's the appraiser that your insurance companies appraiser consults. He's methodical, communicative, fast and effecient.

A pearl white 2021 Tesla Model Y AWD Long Range with severe driver-side T-bone collision damage, side panels caved in and battery pack visible, photographed in an impound yard.

2021 Tesla Model Y AWD Long Range

Blake J. from Utah · State Farm

Insurer's offer$25,623
Final settlement$27,505
Recovered+$1,882

I was disappointed when State Farm told me the “actual cash value” of my totaled car. I'm so glad I chose SecondAppraisal as my appraiser when I invoked the appraisal clause.

What Our Clients Say

Real results from real customers

Simple, Transparent Pricing

Our clients average $3,260 in additional settlement value. We won't take on your consultation unless we're confident we can recover at least $1,000 more than the insurance company's offer — and if we don't, you pay nothing.

Preliminary Valuation

Free

A glimpse into our expertise, delivered to your inbox.

  • Initial market valuation tailored to your vehicle
  • No commitments, no card required
  • Complimentary consultation with our team
  • Case-screening review — we tell you whether we can help
Get Your Free Valuation
Most Popular

Bundled together — purchased as one service:

Total Loss Appraisal

$199

Passenger vehicles, trucks, motorbikes, trailers, imports.

  • 48-hour turnaround time
  • In-depth market research with references
  • Comparable vehicle analysis
  • Full professional valuation report
  • Expert sign-off (CPCU, AIDA-certified)

Research & Negotiation

$149/hour

Capped at 2 hours — predictable pricing.

  • We negotiate directly with your insurer on your behalf
  • Independent counter-valuation with documented methodology
  • Appraisal-clause support if escalation is required
  • Defended valuation through to settlement
No upfront payment. Your initial consultation is free. We pre-authorize your card only after we've agreed to be your appraiser — and if we don't recover at least $1,000 of additional settlement value, your fee is waived in full.

Ready to get what your vehicle is worth?

Don't leave money on the table. Get your free consultation today.