See what your totaled vehicle is really worth with SecondAppraisal
Free — no account, no credit card, no obligation.
An insurer's first offer can be less than it would cost to replace your car with a comparable one. We find out what yours was really worth and, as your appraiser, determine the amount of loss with your insurer's appraiser.
Serving drivers in 41+ states.
A customer in Utah
Their settlement came in $5,000 more than the insurance company offered, in Utah.
Figures rounded to the nearest $100
That's this customer's result, before our fee. Our typical customer's increase over the insurer's first offer was $3,260; our average was $3,648.
From customers across our services whose consultations finished with a settlement on file, before our fee. Past results, not a promise or prediction.
The insurance company’s first offer was $7,900; the final settlement was $12,900, an increase of $5,000.
From customers across our services whose consultations finished with a settlement on file, before our fee. Past results, not a promise or prediction.
Smart technology. Real people.
Our technology does the heavy research, and real people are here to help 7 a.m.–7 p.m. Mountain, 7 days a week. Se habla español. Jane, our AI assistant, can help any time in 97 languages.
Figures rounded to the nearest $100
That's this customer's result, before our fee.
Every consultation is personal. Here's how it went for a few of our customers.
A customer in Utah
Offered
$16,200
Got
$19,200
+$2,900
Figures rounded to the nearest $100
That's this customer's result, before our fee. Our typical customer's increase over the insurer's first offer was $3,260; our average was $3,648.
A customer in Utah
Offered
$14,100
Got
$22,400
+$8,300
Figures rounded to the nearest $100
That's this customer's result, before our fee. Our typical customer's increase over the insurer's first offer was $3,260; our average was $3,648.
A customer in Utah
Offered
$25,600
Got
$27,500
+$1,900
Figures rounded to the nearest $100
That's this customer's result, before our fee. Our typical customer's increase over the insurer's first offer was $3,260; our average was $3,648.
From customers across our services whose consultations finished with a settlement on file, before our fee. Past results, not a promise or prediction.
How it works
Four phases, the same four you'll follow in your dashboard. You handle a few quick steps; we do the research and the appraisal.
Phase 1 · Your setup
Start hereEnter your plate, VIN, or year, make, and model, and we compare the insurer's offer with similar vehicles for sale. Then add their valuation report and a few photos.
Phase 2 · Our research
We research comparable vehicles and review the insurer's valuation, then give you your value range and a straight recommendation. If our review doesn't find at least $1,000 more, we'll tell you.
Phase 3 · Authorization
Your policy's appraisal clause lets you choose your own appraiser. You appoint us by sending one authorization email to your insurer, and place a card hold; nothing is charged. It accepts nothing and waives nothing — the insurance claim stays yours.
Phase 4 · Appraisal & award
It's evidence against evidence. We put your Appraisal Research in front of the insurer's appraiser at the appraisal conference and see it through to your appraisal award letter. If the award is less than $1,000 above your insurer's offer on the day we accepted your consultation, our fee is waived.
Insurer's first offer
Average settlement with us+28%
$3,648 more on average, before our fee
The typical customer's increase was 20% of the first offer.
From customers across our services whose consultations finished with a settlement on file; past results, not a promise or prediction, and not an average across all total losses.
99.6% · Cleared the $1,000 minimum
The same finished consultations, any service, measured from the insurer's first offer.
Selected reviews. See all our reviews on Google
Start with a free consultation. If we accept your consultation, the Appointed Appraiser Service is one flat price.
Our results: $3,648 more than the insurer's first offer, on average, before our fee. From customers across our services whose consultations finished with a settlement on file; past results, not a promise or prediction, and not an average across all total losses.
We start the appraisal analysis and walk you through what we find, free.
The full appraisal, from the research to the award letter. It includes the Appraisal Research.
At least $1,000 more, or your fee is waived.
This applies once we accept your consultation and serve as your appraiser. The starting point is your insurer's offer on the day we accept. If the appraisal award, or a higher offer your insurer makes instead, is less than $1,000 above it, we waive our $495 Appointed Appraiser Service fee. If an umpire is needed, the umpire's fee is separate.
We offer it on its own in your consultation, when a research report is what you need.
No upfront payment. Your appraisal consultation is free, and we pre-authorize your card only after we accept your consultation.