Get your numbers — Garage Hub Membership

SecondAppraisal

About
Pricing
Contact
FAQ
Testimonials
Partner Program
Estate, Divorce & Bankruptcy Appraisal Research
Start a Free Appraisal Consultation

Legal

Privacy
Terms & Conditions
Legal Disclaimer
SMS Consent
Call Recording Policy
Cookie Policy
Do Not Sell or Share My Personal Information
Accessibility
Licenses & Credentials

By Insurer

State Farm
GEICO
Progressive
Allstate
USAA
Liberty Mutual
Farmers
Nationwide
Auto-Owners
Travelers
American Family
Erie Insurance
All insurers →

By State

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
All states →

Guides

How Insurers Calculate a Totaled Car's Actual Cash Value
How to Read the Comparables in a Total-Loss Valuation
When Is a Car Totaled? Total-Loss Thresholds Explained
What a Total-Loss Settlement Includes, Line by Line
Condition and Prior-Damage Deductions in a Total Loss
Aftermarket Parts and Upgrades in a Total-Loss Payout
What to Do When Your Car Is Totaled: The Complete 2026 Guide
Is My Total-Loss Offer Too Low? 5-Minute Self-Check
The Appraisal Clause: Your Most Powerful Total-Loss Tool
How to Read a CCC ONE Total-Loss Valuation Report
Diminished Value vs. Total Loss: What's the Difference?
Salvage Retention: Should You Keep Your Totaled Car?
All guides →

Glossary

Actual Cash Value (ACV)
Fair Market Value
Appraisal Clause
Total Loss Threshold
Comparable Sales (Comps)
CCC ONE
Mitchell WorkCenter
Audatex Autosource
Diminished Value
Salvage Title
Rebuilt Title
Umpire
Full glossary →

Resources

Free Tools
Settlement Calculator
Diminished Value Calculator
State Rights Checker
Compare Valuation Vendors
Free Templates & Worksheets

Serving drivers in 41+ states

SecondAppraisal gives you an independent second appraisal of your totaled vehicle. We are an independent vehicle appraisal consultancy, not affiliated with any insurance carrier. We never work for the insurer on the other side of your claim.

Not legal advice. SecondAppraisal Inc is not a law firm. The state-law information on this site is general educational content and not legal advice. For advice on your specific situation, consult a licensed attorney in your state. Read full disclaimer.

Nothing on this site is a substitute for the advice of an attorney.

support@secondappraisal.com Text (385) 218-6712Fax (385) 449-9123

Real people 7 a.m.–7 p.m. Mountain, 7 days · Se habla español

During consultation, you provide your contact details and consent to be contacted by SecondAppraisal by pressing a clearly labeled consent button beneath a single combined contact-consent disclosure covering email, text, and phone (support calls may be recorded). When you provide a phone number, this is how you opt in to SMS. Message types include verification codes, consultation updates, photo upload links, and support messages. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out, HELP for help. See our SMS Consent Info, SMS Terms, and Privacy Policy.